All Risks Insurance Cover

Our All Risks Insurance offers broad protection against accidental loss or damage to insured items, whether on your premises or off-site.

This flexible policy is ideal for individuals, SMEs, and corporate clients, covering specified assets unless the cause of loss is explicitly excluded.

range of coverage

Inclusive Risk Coverage

Covers all types of loss or damage unless specifically excluded in the policy.

Specified Items

Protection applies to items listed and valued at the start of the policy.

Geographical Area

Defines where coverage applies—locally, regionally, or worldwide.

Accidental Loss or Damage

Covers unexpected loss or damage from accidents, regardless of location.

Theft and Burglary

Provides protection against theft, whether on-premises or while items are in transit.

Transit Coverage

Covers insured items while being transported between locations.

Fire and Allied Perils

Protects against fire, explosions, and other related risks affecting covered items.

Replacement or Repair Costs

Covers the cost of repairing or replacing damaged or lost items, based on the policy terms.

Causes of Damage Covered

Dropping, mishandling, or breaking insured items during normal use.
Forced entry into premises, snatching, or theft during transit or from unattended vehicles (subject to conditions).
Sudden ignition or explosion that damages insured items, whether on-site or in transit.
Accidental Loss or Damage
Unexplained Disappearance or Mysterious Loss
Electrical or mechanical breakdown due to power fluctuations
Damage from falling objects, vehicles, or aircraft.

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Get In Touch: info@bermaxspecialty.com +971 4 4018752

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