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Corporate COVER OPTIONS

Insurance

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Employer’s Liability Insurance

Our Employer’s Liability Insurance offers essential protection for businesses against legal and compensation costs arising from employee claims due to work-related injuries or illnesses.

Even with strict health and safety protocols in place, workplace incidents can still happen. This robust coverage helps shield your business from the financial impact of such claims, providing peace of mind and legal support when it's needed most.

range of coverage

Settlements and Awards
Provides for payment of court-awarded damages or negotiated settlements, including associated costs, ensuring that employers can meet their legal obligations without compromising business operations.
Legal Defense Costs
Includes coverage for legal expenses incurred in defending claims brought by employees, whether or not the employer is found liable, helping to reduce the financial burden of litigation.
Proof of Negligence
Applies when an employee can prove that their injury or illness resulted from the employer’s negligence, such as unsafe working conditions or failure to provide adequate training.
Legal Liability Coverage
Covers employers for compensation claims made by employees who suffer injury or illness arising out of and in the course of their employment, under applicable common law.

Causes of Damage Covered

Legal Costs - Covers expenses related to defending employee claims in court.
Damages - Pays compensation awarded to employees for proven work-related injuries or illnesses.
Medical Expenses - Reimburses reasonable medical costs linked to workplace injuries or illnesses.
Settlement Support -Assists with the negotiation and handling of claim settlements.

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