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Our Industrial All Risk Policy offers broad, integrated protection for large-scale industrial operations, safeguarding against a wide range of unforeseen risks.
This all-in-one policy provides two layers of coverage: first, it protects against material damage to insured assets; then, it covers resulting financial losses such as loss of income or profit—subject to the terms and conditions of the policy.
| Damage from accidental fires, electrical faults, or explosions of equipment or chemicals. |
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| Unexpected mechanical or electrical failure of industrial machinery and production equipment. |
| Loss of machinery, raw materials, or finished goods due to theft, often involving forced entry. |
| Storms, floods, lightning, earthquakes, or wind damage—if not specifically excluded in the policy. |
| Unintentional damage to assets from human error, equipment misuse, or operational mishaps. |
| Damage from falling objects, vehicle collisions within the premises, or structural collapse. |
| Leakage from pipes, tanks, or water systems causing damage to stock, equipment, or infrastructure. |
| Damage due to voltage fluctuations, short circuits, or loss caused by sudden power outages. |
| Damage or loss arising from riots, strikes, or malicious acts—if included in the policy terms. |
| Loss or damage during the internal transport or relocation of goods, raw materials, or machinery on-site or between industrial locations. |
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