WIBA Insurance is a mandatory policy that all employers are legally required to maintain, ensuring employee protection under Kenya’s Work Injury Benefits Act.
It offers coverage for employees who suffer injuries, disability, or death arising from workplace incidents or duties performed in the course of employment.
The policy provides compensation for work-related accidents and occupational risks—excluding incidents resulting from intentional or reckless misconduct by the employee.
| Emergency Medical Costs - Covers immediate treatment expenses like ambulance and hospitalization. |
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| Commuting Accidents - Includes injuries sustained while traveling directly to or from work. |
| No-Fault - Compensation - Employees are compensated without needing to prove employer negligence. |
| Workplace Injuries & Illnesses - Covers injuries or diseases arising during the course of employment. |
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